Home Life Shield

Welcome to Home Life Shield - Your Ultimate Protection & Security Partner.

A home protection is an annually renewable service contract. Most home protection include coverage for the cost of repairing or replacing covered home appliances such as clothes washers & driers, refrigerators, dishwashers, ovens, and systems such as your home’s HVAC, plumbing and electrical systems. Homeowners insurance does not typically cover mechanical failures, so home protection can play a critical role in protecting your budget from unexpected and costly repairs. Good home protection plans allow you to customize your coverage and add coverage for items like garage refrigerators, wine coolers and built-in icemakers or even your pool and spa.

When a covered item inevitably breaks down, your home protection provider will dispatch a fully vetted and pre-screened service contractor from their network of qualified technicians to your home to repair or replace your item. It’s that simple!

Labor rates for service contractors in many communities can exceed $100 to $150 per hour. Homeowners with a home protection typically only pay a nominal service fee that ranges from $75 to $100 total. That includes labor and any parts required, regardless of how many hours it takes to repair the item. When covered appliances or systems can not be repaired, the replacement coverage kicks in.

It’s a matter of when, not if a home appliance or system will fail, and it always seems to happen when you least expect it. Even the highest end best made appliances have limited lifespans and will breakdown eventually. And when your refrigerator quits working it’s never convenient for your budget. Without a home  protection, what can repair or replacement cost?

Air Conditioner Plumbing System Heating System Electrical System Oven/Range Water Heater
$764 to $497 to $792 to $420 to $1,340 to $790 to
$3,296 $1,245 $3,173 $1,981 $3,390 $1,911

Fortunately, you can protect your budget from costly, unplanned repair expenses. Most homeowners with a home protection will file at least one claim within the first year of coverage. In fact, one company reported that nearly two thirds of their home protection customers filed at least one claim last year, resulting in more than $219 million paid out to repair or replace covered items in their customer’s home.

If you own a home, you should consider the benefits of protecting your budget with a home protection. You can avoid large, unexpected, and inconvenient expenses. You can save hundreds if not thousands of dollars with a Home protection.