• $25,000 to $1,000,000.00 Identity Theft Insurance coverage underwritten by AIG is available to you, your spouse, qualified domestic partner, children under 18 and parents and reimburses identity theft victims for the following:
  • Lost wages as a result of time taken off from work to deal with the fraud – up to $1,000.00 per week for up to five weeks
  • Notary and postage charges incurred by the insured in order to report a stolen identity event and or amend or rectify records as to the insured’s true name or identity
  • Costs of re-filing rejected applications for loans, grants, or other credit instruments
  • Costs for up to six credit reports from established credit bureaus (with no more than two reports from any one individual credit bureau)
  • Costs approved by AIG, for providing periodic reports on changes to, and inquiries about the information contained in the insured’s credit reports or public databases
  • Costs of travel within the United States incurred as a result of the insured’s efforts to amend or rectify records as to the insured’s true name and identity
  • Long distance telephone charges for calling merchants, law enforcement agencies or credit grantors to discuss an actual identity theft
  • Approved costs for elder care and child care up to $1,000.00
  • Unauthorized Funds Transfer Coverage shall reimburse the insured for covered loss resulting from unauthorized electronic fund transfers
  • Reasonable and necessary attorney fees and expenses incurred with AIG’s consent for an attorney approved by AIG including:
    • An initial consultation with a lawyer to determine the severity of and appropriate response to a stolen identity event
    • Defending any suit brought against the insured by a creditor, collection agency or other entity acting on behalf of a creditor for non-payment for
      goods or services or default on a loan solely as a result of a stolen identity event
    • Removing any civil judgment wrongfully entered against the insured solely as a result of a stolen identity event
    • Defending criminal charges brought against the insured as a result of a stolen identity event; provided, however, AIG will only pay criminal defense related fees and expenses after it has been established that the insured was not in fact the perpetrator
• ID Early Warning System
• The Green Mailbox, Postal Junk Mail Reduction Service
• Lost Wallet Service
• Internet Monitoring Service
• Personal Identity Theft Background Report
• Free Credit Report Reminder
• Fraud Alert Assistance
• Credit Security Freezes Assistance
• Fully Managed Identity Theft Recovery Service:
  • 24/7/365 Toll-Free Victim Response Center
  • Dedicated Recovery Advocate
  • Personalized Recovery Plan
  • Limited Power of Attorney
• Expanded Monitoring for Victims
• Complete Family Coverage
• Pre-Existing Identity Theft Coverage
• Criminal Identity Theft Monitoring
• Dark Web Custom Data Monitoring
• Online Banking and Account Verification Monitoring
• Dark Web Breach Alert Monitoring
• Insurance Reports
• Stolen Document & Crime Victim Response Service
• Tax & IRS Fraud Victim Recovery
• Online Reputation Search
• Medical Identity Theft Response Service
• Email & Phishing Support Service
• Travel Identity Response Service
• Child Identity Protection Service
• Military & First Responder Identity Theft Protection Service
• Assisted Living Identity Theft Protection Service
• Credit monitoring
• Account monitoring
• ID Risk Score

Property Protection Services:

• Alert Services:
  • New Property Record
  • Change in Owner
  • New Claim on Title
  • Chang in Financing Terms
• Victim Recovery Services:
  • 24/7/365 Toll-Free Victim Response Center
  • Dedicated Recovery Advocate
  • Personalized Recovery Plan
  • Limited Power of Attorney
• Expanded Monitoring for Victims
• Multiple Property Scanning
• Complete Family Coverage
• Pre-Existing Property Fraud Coverage