Home Life Shield

Welcome to Home Life Shield - Your Ultimate Protection & Security Partner.

Coverage

Coverage

Home Life Shield© Home Warranty. What it means to Live Protected.

Restoring Certainty to your Budget and Protecting Your Home and Loved Ones from Fraud.

Total Base Coverage:

Includes everything in the Appliance and system packages PLUS Identity Theft Protection and Title Theft Protection

Appliance Base Package

Built-In Microwave Oven, Dishwasher, Garbage Disposal, Kitchen Refrigerator, Range, Oven, Cooktop, Clothes Washer Clothes Dryer

Systems Base Package

Central Air Conditioning, Central Heating System, Water Heater, Ductwork, Kitchen Exhaust Fan, Internal Electrical System, Internal Plumbing System, Garage Door Opener

Identity Theft Protection

Internet monitoring and dark web surveillance, Premium ID Theft Early Warning System, $1,000,000 insurance Policy from American Insurance Group, Credit Monitoring, Fully Managed Identity Theft Recovery Services, Banking and account monitoring, Identity theft risk score, Fully Family Coverage

Title Theft Protection

Home Title Monitoring, Fully Managed Home Title Theft Recovery Services, Multi Property Coverage

Add on Coverage Options

Boiler, Central Vacuum System, Septic System, Free- Standing Freezer, Programmable Thermostat, Spa Equipment, Swimming Pool Equipment, Well Pump, Additional A/C Unit, Wine Cooler, Ice Maker, Trash Compactor, Ceiling Fans, Doorbell System, Secondary Refrigerator

*Additional charges may apply

Home Warranty Coverage

Built-In Microwave Oven

Dishwasher

Garbage Disposal 

Kitchen Refrigerator

Range

Oven

Cooktop

Clothes Washer

Clothes Dryer

Built-In Microwave Oven

Dishwasher

Garbage Disposal 

Kitchen Refrigerator

Range/Oven/Cooktop

Clothes Washer

Clothes Dryer

Central Air Conditioning

Central Heating System

Water Heater

Ductwork

Kitchen Exhaust Fan

Central Air Conditioning

Central Heating System

Water Heater

Ductwork

Kitchen Exhaust Fan

Internal Electrical System

Internal Plumbing System

Identity Theft Protection Services

• $25,000 to $1,000,000.00 Identity Theft Insurance coverage underwritten by AIG is available to you, your spouse, qualified domestic partner, children under 18 and parents

• ID Early Warning System

• The Green Mailbox, Postal Junk Mail Reduction Service

• Lost Wallet Service

• Internet Monitoring Service

• Personal Identity Theft Background Report

• Free Credit Report Reminder

• Fraud Alert Assistance

• Credit Security Freezes Assistance

• Fully Managed Identity Theft Recovery Service:

• 24/7/365 Toll-Free Victim Response Center

• Dedicated Recovery Advocate

• Personalized Recovery Plan

• Limited Power of Attorney

• Expanded Monitoring for Victims

• Complete Family Coverage\

• Pre-Existing Identity Theft Coverage

• Criminal Identity Theft Monitoring

• Dark Web Custom Data Monitoring

• Online Banking and Account

• Verification Monitoring

• Dark Web Breach Alert Monitoring

• Insurance Reports

• Stolen Document & Crime Victim Response Service

• Tax & IRS Fraud Victim Recovery

• Online Reputation Search

• Medical Identity Theft Response Service

• Email & Phishing Support Service

• Travel Identity Response Service

• Child Identity Protection Service

• Military & First Responder Identity Theft Protection Service

• Assisted Living Identity Theft Protection Service

• Credit monitoring

• Account monitoring

• ID Risk Score

Property Protection Services

Alert Services:

  • New Property Record
  • Change in Owner
  • New Claim on Title
  • Change in Financing Terms

Victim Recovery Services:

  • 24/7/365 Toll-Free Victim Response Center
  • Dedicated Recovery Advocate
  • Personalized Recovery Plan
  • Limited Power of Attorney
  • Expanded Monitoring for Victims
  • Multiple Property Scanning
  • Complete Family Coverage
  • Pre-Existing Property Fraud Coverage

*See the plan agreement for coverage details, including service fees, limitations and exclusions. Coverage limits and charges for non-covered items may apply. 

Identity Theft & Title Fraud Facts

6 Monthsto restore identity

On average, it can take between 100 and 200 hours and six months to restore a stolen identity.

Unprotectedby banks, country clerks, etc.

Banks, country clerks, and homeowner insurance policies do not protect against home title theft.

14.4 Millionvictims in America

Last year 14.4 million Americans become victims of identity fraud, that's nearly 1 in 15 people.

$5,000in losses

Losses for Identity Theft average $5,000 or more per incident.

140 Millionhours wasted

In 2020, over 140 million hours were spent by identity theft victims trying to restore their Identity.

33%of U.S. adults

Overall, 33 percent of U.S. adults have experienced identity theft.

How It Works

The victim recovery service can save you months of work and stress by letting our experts help you get back to pre-theft status.

1. Monitor

We monitor your personal information, including your Social Security number, address, and credit card numbers, for potential identity theft and provides alerts in case of suspicious activity.

2. Alert

We notify you via text, phone, or email of any detected suspicious activity on your accounts to prevent further damage.

3. Recover

We deploy a team of specialists to help restore your identity and credit, including filing police reports and contacting creditors, if you become a victim of identity theft.

4. Insure

We offer identity theft insurance up to 1 million dollars to cover expenses related to restoring your identity, including lost wages, legal fees, and stolen funds.

Identity & Home Title Theft Victim Recovery Service

1Call the 24/7/365 Identity Response Center

If you have reason to believe you are a victim of Identity Theft or home title theft you should call the Identity Response Center at the toll-free number provided on your Certificate of Benefits.

2Meet Your Dedicated Certified Recovery Specialist

Once you have contacted the Identity Response Center your case will be assigned to an ICFE Certified Identity Theft Risk Specialist who will review the details of your case with you and determine the next steps in restoring your identity or home title. This process is known as the Identity Theft Intake Interview.

3Return the Completed Recovery Packet

After the Intake Interview process, you will receive an identity theft victim recovery packet containing the limited power of attorney and affidavit that you must sign and return authorizing your recovery specialist to start acting on your behalf.

4Relax While We Restore Your Identity or Home Title

Once authorized, we will investigate and take the necessary steps to restore your identity & home to pre-theft status.